Dothan insurance agent discusses how not to be a ‘deer in headlights’ while driving this fall

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DOTHAN, Ala. (WDHN) — Deer car collisions in the state of Alabama and especially in the Wiregrass are very likely, so you need make sure that you are properly insured before you hit the road.

When you think of fall weather, you may think of football, cool temperatures, the changing of the leaves and deer hunting. What people don’t think about, is the damage a deer can cause to your vehicle.

State Farm Insurance reports that as of 2020, 1 in 90 drivers in the state of Alabama has a chance of colliding with an animal.

“In the event that you were to hit a deer, that is what we call a comprehensive type claim,” Brightway Insurance Agency Owner, Rachel Davidson said.

With cooler temperatures arriving next month, it’ll cause deer to start moving. It creates a greater probability of running into a deer with your vehicle.

A comprehensive claim is different from collision coverage. Comprehensive coverage is when you hit something else and when two cars hit each other that is a collision claim.

Davidson also says that you need to make sure that you are covered.

“So you want to make sure that you are adequately covered in the event that you hit something else,” Davidson said.

When you are on the road, Davidson says to be aware of what is going on and not be on your phone. In regards to deer, she says its better to hit the deer, then try to swerve out of the way.

“I know it sounds crazy, but really the best piece of advice is if there is a deer in your way and you can’t safely get around it. Just go ahead and hit the deer,” Davidson said.

Davidson also says to make sure you are looking at your deductibles and reviewing your insurance policy as we enter the fall months.

“Reviewing, knowing what’s actually on your policy. Making sure you have that ID card either saved on your phone or in your car where you can easily access it if you needed,” Davidson said.

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